Structured settlements are an innovative method of compensating injury victims through the use of fixed or equity-indexed annuities. With a structured settlement annuity, an injury victim doesn’t receive compensation for their injuries in a single lump sum. Rather, he or she receives a stream of tax-free payments tailored to meet future medical and basic living needs, ensuring a guaranteed income stream and a secure financial future for years to come.

Insurance reports show 25 to 30 percent of all accident victims completely dissipate their settlements within two months of recovery and 90 percent spend it all within five years. Don’t let your client free-fall into settlement mismanagement… make sure the recovery you fought so hard to obtain for them is managed responsibly and takes care of their long-term needs as intended.